Insurance for electric scooters and e-bikes

Smooth and environmentally friendly transportation requires the right protection. Discover what insurance you need for your electric bike or electric scooter to enjoy a safe and secure journey.

Insurance for electric bikes.

An electric bike is usually covered by home insurance if it has a motor power of up to 250 watts and a speed of less than 25 km/h. This covers theft, damage and traffic accidents up to a certain value. For higher values, special insurance is required. For full compensation, remove the battery overnight and avoid unauthorized pushing or riding on sidewalks.

Insurance for electric scooters.

An electric bike is usually covered by home insurance if it has a motor power of up to 250 watts and a speed of less than 20 km/h. This covers theft, damage and traffic accidents up to a certain value. For higher values, special insurance is required. For full compensation, avoid unauthorized pushing or riding on sidewalks.

Insurance for moped class II.

A class II moped, with 250 to 1,000 watts and up to 25 km/h, requires traffic insurance by law. This can be semi- or full insurance and covers the driver, third parties and property in the event of an accident. For extra protection, choose insurance that covers theft and other damage risks. The driver must meet legal requirements, including a driver's license and the use of a helmet.

Insurance for moped class I.

A class I moped, which can have an engine power of up to 4,000 watts and a maximum speed of 45 km/h, requires motor liability insurance by law. Motor liability insurance covers damage to the driver, third parties and property in the event of an accident. You can also choose half or full insurance to get extended protection, for example in the event of theft or other damage to the vehicle. To drive a class I moped, you must have an AM driving license and always wear a helmet according to legal requirements.

Insurance recommendation – Contact your insurance company.

On Wheelyshop.se We recommend that you contact your insurance company to ensure what is included in your home insurance or if you wish to extend your insurance for extra protection. We do not offer insurance directly with us, but we do provide a warranty for manufacturing defects that may occur with our products.

To get the best possible protection and security for your vehicle, we advise you to carefully research your insurance options.

Conclusion.

The right insurance for class II and class I mopeds is crucial for safety. Electric bicycles and electric scooters are often covered by home insurance, while mopeds require motor liability insurance by law. Follow the rules and insure your vehicle for a responsible and safe trip. Explore the city without worry with the right protection!